“this is not a federal
the benefit is intended
to pay for long-term
services and supports.
this is a cash-
insurance product that
is administered, but
not funded, by the
Advance cLAss inc.
premiums it collects and the interest it
AL exec: There have been some
concerns expressed in regard to the
CLASS Act—in particular, that young-er/healthier Americans won’t participate in the program. What are your
thoughts on that?
garner: Early on, we did some focus
groups with young people who were in
college—because for this kind of thing
to work you have to have healthy and
young people buy into the concept.
What we found was that they had
much more of an appreciation than I
probably would have given them credit
for about the fact that something unforeseen could happen to them. Also,
when we asked them, “Is this something worth investing in?” they said yes.
Another question we asked them: If
get less than the average of $50 a day.
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